Statutory Accident Insurance
 

The students are covered by the statutory accident insurance (GUV). The insurance cover starts on enrolment and covers all activities that are connected to the degree.

The insurance covers accidents that occur e.g. during learning events, when using the library, on excursions or activities in the student self-administration. Also, the direct route between the learning institute and the home is covered.

In the case of overseas visits, the insurance cover is only valid for events organised by a German higher education institute. Usually, only those overseas stays that are organised and managed by a German higher education institute are recognised. Self-organised overseas visits, even if these are supported by the German higher education institute and are seen as necessary for the completion of a dissertation, are not covered by the insurance.

Also, the statutory accident insurance does not usually cover activities leading up to exams outside the higher education institute and on work placements. Students on work placements are usually covered by the accident insurance of the company or the facility where they work, however this should be checked before starting the work placement. It is also advisable to check whether any damage caused by the work placement student is borne by the company or the facility. If this is not the case, students are advised to take out private liability insurance or temporary professional indemnity insurance.

• The State of Lower Saxony Accident Insurance / Statutory Accident Insurance (Details) (German)
• Information Sheet (German) (406 kB)

What to do in the Case of Accidents

Any accidents that occur on the grounds of the university must be reported immediately to the registration office!

Please complete the notice of accident form in full and send to the Registration Office (Welfengarten 1, 30167 Hannover) or hand into the ServiceCenter.

• Notice of an Accident (German)